Every home sale incurs certain costs. Sellers and buyers usually share these costs, as specified in the sales contract.
As you'll see below, many of the buyer's closing costs are related to the costs of getting the loan. At Mortgage X-Change, we have extensive experience in mortgage lending, so we can compile a comprehensive list of closing costs related to your mortgage in your "Good Faith Estimate".
Very shortly after you submit your application, we'll provide you with a "Good Faith Estimate" of your costs. This closing cost estimate comes out of our past experience. It's important to note that while our GFEs are very accurate, we cannot always estimate closing costs to the penny. We will be glad to review the "Good Faith Estimate," answering questions and pointing out costs that sometimes change slightly at the closing table.
Below you'll find a general list of closing costs. We will always provide a specific list of your closing costs when we provide your Good Faith Estimate.
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